Why Take Travel Insurance ?

Travel insurance isn’t just about having cover for your digital camera or luggage in case they go missing – it’s also, and more importantly, about covering yourself in case you need emergency medical assistance overseas. As well as covering you for the possibility of theft or loss of goods, many types of travel insurance will cover your medical bills.

And travelling without the correct insurance this summer could leave you thousands of pounds out of pocket if you become ill or have an accident overseas.

Recent figures from the Foreign and Commonwealth Office estimate that half of people going on a short break are uninsured compared to 13% of those on longer duration trips. However, accidents can happen in the shortest space of time, and it is much better to be safe than sorry.

Without the correct cover you could be looking at some serious medical bills should something happen to you when on holiday.

To give you an idea of typical medical costs we’ve included some examples for you:

• Gastro-enteritis treatment in the Mediterranean is liable to set you back around: Ј400 - Ј600

• Two days in a general hospital ward in the Mediterranean would incur costs of: Ј600

• Broken leg in the USA, in total including all hospital bills and other expenses will cost: Ј10,000

• A scheduled flight in business class with a nurse escort from the west coast of the USA will set you back in the region of: Ј9,000 - Ј12,000

• An air ambulance back to the UK from the Balearics will cost you between: Ј10,000 - Ј12,000

• Costs for catching bronchitis requiring seven days’ in-patient treatment in the Far East will be around Ј15,000

• Catching bronchitis and requiring seven days’ in-patient treatment in the USA, will cost even more, at: Ј20,000

Even if travelling within the EU with a European Health Insurance card [which replaced the old E111 form] you may find that you have to pay a large percentage of the cost of treatments which you may have expected to be free. Remember also that the EHIC only provides this limited cover in EU countries, and not ht whole of Europe. The EHIC is a complement to your travel insurance policy, not a substitute.

So no matter what length your holiday this summer, remember to take out travel insurance. It’s far better to have it there just in case than take a potentially expensive gamble.



AA Travel Insurance offer a number of different types of cheap travel insurance options including single trip, annual travel insurance and winter sports travel insurance

Tags: ,


Recent Entries


Leave a Reply